Author: Blue Marble Advisors

Estate planning is often treated as something to address once and then place in a drawer. But your family, finances, health, and priorities can change significantly over time. A plan...

Many people purchase life insurance during their working years to replace income, protect young children, or pay off a mortgage. As retirement approaches, those responsibilities may change. Children become financially...

Retirement may be a shared destination, but spouses do not always arrive there under the same circumstances. You may have different ages, career histories, retirement accounts, Social Security benefits, health...

Changing jobs or retiring often brings a long list of decisions. One of the most important—and easiest to postpone—is deciding what to do with the money in your former employer’s...

For most of your working life, the goal is straightforward: save consistently, invest wisely, and build wealth over time. But retirement changes the equation. Once you stop receiving a regular...

The years immediately before and after retirement are some of the most important years in your financial life. This stage is often called the “retirement red zone.” It is the...

Healthcare is one of the biggest unknowns in retirement planning. While many people prepare for living expenses and travel, few plan proactively for healthcare costs — which tend to rise...

As we move deeper into 2026, understanding how taxes interact with your financial plan has never been more important. Taxes can quietly erode your investment returns and retirement income —...

Many people enter retirement with a plan they drafted years — or even decades — earlier. But life rarely happens exactly as we expect. Jobs change, markets shift, health needs...

Many people who reach age 55 come to us at Blue Marble Advisors and share a familiar feeling:“We have done well, but we are not sure if our plan is...